Mortgage Loan Officer - Remote - WFH

Mortgage Loan Officer

A company is currently seeking an experienced In-house Loan Officer to join our team. We're looking for an ideal candidate who can help us create lasting relationships with our customers, advise them on mortgage products, and provide exceptional service. If you're passionate about helping individuals achieve their homeownership dreams, we want to hear from you. **

Key Responsibilities**

• Conduct thorough interviews with customers to complete loan applications within five days of the purchase agreement.
• Proactively review leads daily and reach out to borrowers through phone and email to obtain their loan application.
• Recommend suitable mortgage loan products that align with the customer's financial and individual needs.
• Strive to make loan decisions within five days of the application and achieve Conditional Loan Approval I status within thirty days.
• Engage with builder and realtor partners at various events, meetings, and special occasions to build and maintain strong relationships.
• Be readily accessible to customers and associates, ensuring prompt return of calls.
• Establish rapport with borrowers, builders, realtors, and processors, providing top-tier customer service.
• Solicit new business from home builders and realtors, and assist New Home Consultants with customer pre-qualifications.
• Maintain detailed reports and notes within the origination computer system to facilitate the exchange of information.
• Collaborate in weekly "Pipeline" meetings and provide support to loan processing and closing departments to ensure smooth loan processing.
• Travel to communities as needed to meet with borrowers and obtain loan applications.

Qualifications And Skills

Education and Experience:

• Preferred: One to two years of experience as a Loan Officer (training provided for license)
• Licensed Mortgage Loan Originator as required by the state
• General knowledge of mortgage banking, including familiarity with lock procedures
• Flexibility to work evenings and weekends as needed
• Strong computer skills with 1 to 2 years of experience in mortgage software
• Excellent verbal and written communication skills
• Strong advisory and customer service abilities
• Meticulous attention to detail and outstanding organizational skills
• Exceptional interpersonal skills
• Strong analytical capabilities
• Self-motivated and dedicated work ethic
• General office skills, including answering calls, taking messages, and light bookkeeping
• Ability to study independently
• Ability to drive a motor vehicle
• Established relationships with real estate professionals
• Ability to read rate sheets and price loans
• Quick learner with the ability to adapt to new processes
• Provision of a laptop

Additional Requirements

• Maintain a positive and professional attitude while representing the company
• Deliver outstanding customer service, perform well under pressure, and work effectively in a team
• Exceptional organizational and analytical skills
• Strong oral and written communication skills
• Collaborate effectively with colleagues
• Comply with posted work rules and procedures
• Be open to constructive feedback
• Willingness to work weekends and evenings as needed

Job Type: Full-time **

Benefits**

• Dental insurance
• Flexible schedule
• Health insurance

Schedule: Monday to Friday (Weekends as required)

Supplemental pay types: Commission pay **

Experience**

• Origination: 1 year (Required)
• Mortgage software: 1 year (Required)

This is a remote position.

We hope this revised job description presents a friendly and professional image to potential job seekers while maintaining anonymity.

Employment Type: Full-Time

Salary: $ 40,000.00 140,000.00 Per Year