Credit Analyst

NewtekOne®, Your Business Solutions Company®, is a financial holding company, which along with its bank and non-bank consolidated subsidiaries, provides a wide range of business and financial solutions under the Newtek® brand to the small- and medium-sized business ("SMB") market. Since 1999, Newtek has provided state-of-the-art, cost-efficient products and services and efficient business strategies to SMB relationships across all 50 states to help them grow their sales, control their expenses, and reduce their risk.

Newtek's and its subsidiaries' business and financial solutions include: banking (Newtek Bank, N.A.), Business Lending, Electronic Payment Processing, Technology Solutions (Cloud Computing, Data Backup, Storage and Retrieval, IT Consulting), eCommerce, Accounts Receivable Financing & Inventory Financing, Insurance Solutions, Web Services, and Payroll and Benefits Solutions.

Small Business Lending, LLC. is looking to add a Credit Analyst to its team.

The purpose of the Credit Analyst is to assist the Underwriters with managing credit risk by properly spreading financial information and preparing initial as well as modified workbooks. **

Essential Functions & Responsibilities**

• Spread tax returns and internal financials in a spreading software as well as Microsoft Excel
• Complete selected areas of credit memorandums for submission to Underwriter including: Business and Personal Credit Report, Bank/Merchant Statements, and all financial spreads
• Prepare credit memorandums for SBA microloans
• Review tax transcripts
• Pull due diligence reports, including RMA, NHRA, and Business/Personal credit reports
• Other duties as assigned

Knowledge, Skills & Qualifications

Computer literate; proficient with Microsoft Office products, i.e. Word, Excel, etc. **

Strong Organizational, Verbal And Written Communication Skills Are Required.**

Keen analytical, and decision-making skills are required.

Ability to establish and maintain effective work relationships both internally and externally. **

Education & Certification Requirements**

Bachelor's degree in Finance, Accounting, Mathematics and/or Economics

Salary range: $45,000 to $65,000 annually.

Salary: $45000 - $65000 per year