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Compliance and Audit Manager

72% Flex
Full Remote
Senior (5-10 years)
  • Remote from:United States
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Compliance and Audit Manager

72% Flex
Remote: Full Remote
Experience: Senior (5-10 years)
Work from: United States...

Offer summary

Qualifications:

Bachelor's degree, 7+ years progressive audit experience, CPA or relevant certification preferred, MBA or master’s degree in accounting.

Key responsabilities:

  • Enhance compliance audit program with key regulations
  • Conduct risk-based audits of processes
  • Analyze audit findings and recommend corrective actions
  • Manage borrower complaints effectively
  • Stay updated on consumer protection law changes
Qcells North America logo
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Qcells North America

SME

http://www.qcells.com/

501 - 1000 Employees

Job description

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Your missions

EnFin is a financial services company that provides financing for residential solar PV and energy efficiency upgrades, backed by the PV panel manufacturer, Qcells.  EnFin is seeking an experienced audit & compliance manager to assist our Chief Compliance Officer for the consumer lending platform.  The ideal candidate is an experienced professional with audit, compliance & credit risk experience gained through working with financial institutions or regulators. Experience in the fintech lending sector is a plus.

Responsibilities
  • Enhance and manage a comprehensive compliance audit program encompassing key regulations including but not limited to ECOA (Equal Credit Opportunity Act), TILA (Truth in Lending Act), FCRA (Fair Credit Reporting Act), BSA (Bank Secrecy Act)/AML (Anti-Money Laundering), and GLBA (Gramm-Leach-Bliley Act TCPA) and Complaint Management.
  • Conduct risk-based audits of loan origination, servicing, and complaint handling processes.
  • Analyze audit findings, identify potential non-compliance issues, and recommend corrective action plans.
  • Oversee the implementation of corrective actions to ensure continuous improvement in compliance practices.
  • Manage borrower complaints, ensuring they are received, investigated, and resolved in a timely and efficient manner.
  • Stay updated on changes in consumer protection laws, regulations, and emerging compliance risks.
  • Prepare comprehensive audit reports for management and regulatory agencies (if required).
  • Liaise with external auditors during compliance examinations.
  • Partner with business units to ensure compliance considerations are integrated throughout loan origination, servicing, and other relevant processes.
  • Complete annual risk assessment and derive audit calendar.
  • Develop and implement a comprehensive audit schedule for reviewing closed consumer loan complaints.
  • Define clear audit criteria and ensure consistent application during complaint reviews.
  • Lead the independent review of selected complaints, identifying root causes, and assessing adherence to regulations and internal policies.
  • analyze audit findings and identify trends in customer complaints.
  • Prepare and present comprehensive audit reports, including recommendations for improvement in complaint handling, policies, and procedures.
  • Develop and implement corrective action plans to address identified issues in complaint resolution processes.
  • Liaise with relevant departments (e.g., Customer Service, Legal) to ensure information sharing and coordinated efforts in addressing customer complaints.

  • Required Qualifications
  • Bachelor's degree
  • 7+ years experience progressive audit experience
  • CPA or relevant certification preferred
  • Work collaboratively with senior management to ensure the effective implementation of corrective actions
  • Promote a culture of fair lending practices and ethical complaint resolution within the organization
  • Monitor and analyze complaint data to identify emerging trends and potential risks. 
  • Perform other duties as assigned by the Chief Compliance Officer.

  • Preferred Qualifications
  • MBA or master’s degree in accounting


  • Hanwha Q CELLS America Inc. (“HQCA”) is headquartered in Irvine, CA, and handles sales for the North American region. It is a subsidiary of Hanwha Q CELLS Co., Ltd., one of the world´s largest and most recognized photovoltaic manufacturers for its high-performance, high-quality solar cells and modules. It is headquartered in Seoul, South Korea (Global Executive HQ), Thalheim, Germany (Technology & Innovation HQ), and San Francisco, USA (Energy Storage/Inverter & Software HQ). Through its growing global business network spanning Europe, North America, Asia, South America, Africa, and the Middle East, the company provides excellent services and long-term partnerships to its customers in the utility, commercial, government, and residential markets. Hanwha Q CELLS is a flagship company of Hanwha Group, a FORTUNE Global 500 firm, and a Top 8 business enterprise in South Korea. HQCA recently acquired Geli, a leading developer of Energy Management System software for energy storage, solar, and other renewable resources.

    Benefits*
    ·   Medical, Dental, Vision
    ·   Paid Time Off
    ·   Tuition Reimbursement
    ·   401K
    ·   Paid Holidays
    * All benefits dependent on role and eligibility

    Physical, Mental, & Physical Demands

    To comply with the Rehabilitation Act of 1973 the essential physical, mental and environmental requirements for this job are listed below. These are requirements normally expected to perform regular job duties. Incumbent must be able to successfully perform all of the functions of the job with or without reasonable accommodation. 

    Mobility
    Standing: 20% of time
    Sitting: 70% of time
    Walking: 10% of time

    Strength
    Pulling: up to 10 Pounds
    Pushing: up to 10 Pounds
    Carrying: up to 10 Pounds
    Lifting: up to 10 Pounds

    Agility (F = Frequently, O = Occasionally, N = Never)
    Turning: F
    Twisting: F
    Bending: O
    Crouching: O
    Balancing: N
    Climbing: N
    Crawling: N
    Kneeling: N

    Dexterity (F = Frequently, O = Occasionally, N = Never)
    Typing: F
    Handling: F
    Reaching: F


    All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

    You may view your privacy rights by reviewing Qcells' Privacy Policy or by contacting our HR Team for a copy.
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    Required profile

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    Experience

    Level of experience :
    Senior (5-10 years)
    Industry :
    Spoken language(s)
    Check out the description to know which languages are mandatory.
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    Hard Skills

    Soft Skills

    • Promote fair lending practices
    • Effective communication and collaboration
    • Problem-solving mindset
    • Attention to detail

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